When the points\tokens are issued, the merchants can be selected to form a merchant list. Only the preset merchants of the list can be granted for point\tokens acceptance. The point\token issuers will select merchants in accordance with user base and circulation.
When the goods/services are released, the merchants can set up a list of points consumption; the merchants will prefer the issuers with good credit and short acceptance period.
Hand-held points can be consumed by merchants in the universal points platform, and you can get discounts by using points.